Owning a home is a fundamental American dream. Mortgage lenders and banks always come in handy when you need money to finance a home purchase. Regardless of how prepared you are, a lot of things can happen during the mortgage loan repayment period, rendering you incapable of making payments. Once you have defaulted your mortgage payments for three consecutive months, the bank will send a demand letter. In the past, it was tough to stop the foreclosure process once the mortgage lender sets the ball rolling.

Whether you have debts piling up due to credit cards, medical bills, student loans, or another type of debt, paying them all off might seem like an impossible task. You want to keep your monthly payments manageable, but you also don't want high-interest rates to continue racking up your balance. When you're looking at strategies for paying off multiple debts, consider two popular options: the avalanche method and the snowball method.

If you are facing a unique challenge in your family life, hiring a family lawyer may be the best possibility to help you get a solution. Here are three unique challenges that family lawyers can be equipped to deal with. What to do when a spouse has been incarcerated If your partner has been criminally charged and convicted, this can put a huge strain on your marriage and family. It can be hard to focus on the next steps that you, as a spouse, need to take, especially if you find yourself focusing on the emotional part of the betrayal.

If you intend to file for bankruptcy, there are a few things that you should do—or are required to do—before you are able to file. Keep reading to learn a few dos and don'ts that you should keep in mind as you consider moving forward with the bankruptcy process. Do Sign Up for Credit Counseling Before you can file for bankruptcy, you are required to enroll in and complete a credit counseling course.

Child custody issues are often portrayed as dramatic court battles in movies and television. However, it doesn't have to be this way. There are other options to resolve custody matters that your divorce lawyer can explain to you, and one such avenue is mediation. How Child Custody Mediation Works You and your co-parent will work with an unbiased, independent third party to settle your custody issues during mediation. This third party, the mediator, must be someone who has no ties to you or your co-parent.

When you're injured, the last thing you want is to wait for a settlement to pay for your medical bills and other expenses. You may wonder how long a settlement might take. Part of this depends on the nature of your case and how quickly the other party is when agreeing to a settlement. The Statute of Limitations In every state, there is a statute of limitations for how long you have to file a personal injury claim.

When a lead poisoning attorney handles a case, the work is almost always considered a form of injury law practice. Each case, however, can have its own logic for why there might be liability. Consequently, it's not uncommon for people in different cases to pursue different types of defendants. Let's look at four such scenarios and what you need to know about each one. Renting From the perspective of a lead poisoning lawyer, the logic that supports a claim against a landlord is based on what's known as a warrant of habitability.

For many new parents, the thought of a birth injury never comes to mind. There is so much to consider that many people don't realize that something like a nuchal cord birth injury can happen. What Is a Nuchal Cord Birth Injury? The term "nuchal cord" describes an umbilical cord that has wrapped around the neck of your baby. These injuries are not as uncommon as you might think, and they can occur in many pregnancies long before delivery.

Coming out as transgender is a brave move, but you need to understand that doing so could lead to some difficulties in your professional life. While no company is allowed to discriminate based on gender, the fact is that in practice there are some workplaces that are behind the times when it comes to transgender equality. If you believe you have experienced discrimination in the workplace because you are transgender, here are some tips to keep in mind.

As an employer, you need to make sure you stay up-to-date on all of the new laws regarding employers. You are going to want to make sure you adjust with the times so you don't find yourself caught up in legal issues or, even worse, losing a lawsuit because you weren't aware of a change in the laws. Also, you want to make sure you and all of those who you have put into supervisory positions don't act in a way that can be problematic.